/* ==========================================================================
   THE BALASORE URBAN CO-OPERATIVE BANK LTD. (BCUB) - CUSTOM CSS DESIGN SYSTEM
   Modern, High-Aesthetic, Responsive Design
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. DESIGN TOKENS & CSS VARIABLES
   -------------------------------------------------------------------------- */
:root {
    --bcub-navy-dark: #040d1a;
    --bcub-navy-main: #0b2545;
    --bcub-navy-light: #133c55;
    --bcub-blue-accent: #1d4ed8;
    --bcub-blue-hover: #1e40af;
    --bcub-blue-light: #eff6ff;
    --bcub-gold: #f59e0b;
    --bcub-gold-light: #fef3c7;
    --bcub-emerald: #10b981;
    --bcub-gray-bg: #f8fafc;
    --bcub-gray-card: #ffffff;
    --bcub-text-primary: #0f172a;
    --bcub-text-muted: #475569;
    --bcub-border-color: #e2e8f0;
    --bcub-font-main: 'Plus Jakarta Sans', 'Inter', system-ui, -apple-system, sans-serif;

    --bcub-shadow-sm: 0 2px 4px rgba(11, 37, 69, 0.04);
    --bcub-shadow-md: 0 10px 25px -5px rgba(11, 37, 69, 0.08), 0 8px 10px -6px rgba(11, 37, 69, 0.04);
    --bcub-shadow-lg: 0 20px 40px -5px rgba(11, 37, 69, 0.16), 0 10px 15px -5px rgba(11, 37, 69, 0.08);
    --bcub-shadow-glow: 0 8px 25px rgba(29, 78, 216, 0.35);

    --bcub-radius-sm: 8px;
    --bcub-radius-md: 12px;
    --bcub-radius-lg: 20px;
    --bcub-radius-full: 9999px;

    --bcub-transition: all 0.25s cubic-bezier(0.165, 0.84, 0.44, 1);
}

/* --------------------------------------------------------------------------
   2. GLOBAL & BASE STYLES
   -------------------------------------------------------------------------- */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    overflow-x: hidden;
}

body {
    font-family: var(--bcub-font-main) !important;
    color: var(--bcub-text-primary);
    background-color: var(--bcub-gray-bg);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
    width: 100%;
}

body.noscroll {
    overflow: hidden;
}

a {
    text-decoration: none !important;
    color: inherit;
    transition: var(--bcub-transition);
}

ul {
    list-style: none;
    margin: 0;
    padding: 0;
}

img {
    max-width: 100%;
    height: auto;
}

/* Section Spacing & Layout */
.section-padding {
    padding: 80px 0;
}

.sec-title {
    margin-bottom: 36px;
}

.sec-title h2 {
    font-size: 2.25rem;
    font-weight: 800;
    color: var(--bcub-navy-main);
    letter-spacing: -0.5px;
    position: relative;
    display: inline-block;
    margin: 0;
}

.sec-title.centred {
    text-align: center;
}

.sec-title.centred h2::after {
    content: '';
    display: block;
    width: 60px;
    height: 4px;
    background: linear-gradient(90deg, var(--bcub-blue-accent), var(--bcub-gold));
    border-radius: 4px;
    margin: 12px auto 0;
}

.custom-title {
    color: var(--bcub-blue-accent);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.2px;
    font-size: 0.8125rem;
    margin-bottom: 8px;
    display: block;
}

/* --------------------------------------------------------------------------
   3. ANNOUNCEMENT POPUP MODAL
   -------------------------------------------------------------------------- */
#index-popup {
    position: fixed;
    top: 0;
    left: 0;
    width: 100vw;
    height: 100vh;
    background: rgba(4, 13, 26, 0.88) !important;
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    display: none;
    align-items: center;
    justify-content: center;
    z-index: 999999;
    padding: 20px;
}

#index-popup .outer {
    max-width: 620px;
    width: 100%;
    margin: 0 auto;
}

#index-popup .inner {
    background: #ffffff;
    border-radius: var(--bcub-radius-lg) !important;
    box-shadow: 0 25px 60px rgba(0, 0, 0, 0.45) !important;
    overflow: hidden;
    position: relative;
    padding: 24px;
    border: 1px solid rgba(255, 255, 255, 0.2);
}

#index-popup .video-close {
    position: absolute;
    top: 15px;
    right: 15px;
    z-index: 20;
}

#index-popup .buttonClose {
    display: inline-flex !important;
    align-items: center;
    justify-content: center;
    width: 36px;
    height: 36px;
    border-radius: 50% !important;
    background: #f1f5f9 !important;
    color: #0f172a !important;
    font-size: 16px;
    font-weight: 700;
    cursor: pointer;
    transition: var(--bcub-transition);
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.15);
}

#index-popup .buttonClose:hover {
    background: #ef4444 !important;
    color: #ffffff !important;
    transform: rotate(90deg);
}

#index-popup img {
    border-radius: var(--bcub-radius-md);
    max-height: 440px;
    object-fit: contain;
    width: 100%;
}

/* --------------------------------------------------------------------------
   4. HEADER & NAVIGATION SYSTEM
   -------------------------------------------------------------------------- */
.main-header {
    position: relative;
    z-index: 999;
    background: #ffffff;
    box-shadow: var(--bcub-shadow-md);
}

/* Top Notification Header Bar - Solid Dark Navy Background with High Contrast Text */
.custom-header-top {
    background: var(--bcub-navy-main) !important;
    color: #ffffff !important;
    padding: 8px 0;
    font-size: 0.875rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.15);
}

.custom-header-top span,
.custom-header-top strong,
.custom-header-top div,
.custom-header-top i,
.custom-header-top li {
    color: #ffffff !important;
}

.custom-header-top .top-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 10px;
}

.custom-info-list {
    display: flex;
    align-items: center;
    gap: 15px;
    margin: 0;
}

.custom-header-click {
    background: linear-gradient(135deg, var(--bcub-blue-accent), #2563eb);
    color: #ffffff !important;
    padding: 4px 14px;
    border-radius: var(--bcub-radius-full);
    font-size: 0.8125rem;
    font-weight: 700;
    display: inline-flex;
    align-items: center;
    gap: 4px;
    box-shadow: 0 2px 8px rgba(37, 99, 235, 0.35);
}

.custom-header-click:hover {
    background: var(--bcub-gold) !important;
    color: #051329 !important;
    transform: translateY(-1px);
}

/* Main Navigation Lower Header */
.custom-header-lower {
    background: #ffffff !important;
    padding: 12px 0;
}

.custom-outer-box {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

/* Brand Logo Emblem Component */
.bcub-brand-logo {
    display: flex;
    align-items: center;
    gap: 12px;
}

.bcub-brand-logo .logo-icon {
    width: 48px;
    height: 48px;
    background: linear-gradient(135deg, var(--bcub-navy-main), var(--bcub-blue-accent));
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--bcub-gold);
    font-size: 22px;
    box-shadow: 0 4px 12px rgba(11, 37, 69, 0.2);
}

.bcub-brand-logo .logo-text {
    display: flex;
    flex-direction: column;
}

.bcub-brand-logo .logo-title {
    font-size: 1.15rem;
    font-weight: 800;
    color: var(--bcub-navy-main);
    line-height: 1.2;
    letter-spacing: -0.3px;
}

.bcub-brand-logo .logo-subtitle {
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--bcub-blue-accent);
    letter-spacing: 0.5px;
}

/* Main Navigation Bar Links */
.main-menu {
    display: flex;
    align-items: center;
}

.navigation {
    display: flex;
    align-items: center;
    gap: 4px;
    margin: 0;
    padding: 0;
}

.navigation>li {
    position: relative;
}

.navigation>li>a {
    font-family: var(--bcub-font-main) !important;
    font-weight: 600 !important;
    font-size: 0.9375rem !important;
    color: var(--bcub-navy-main) !important;
    padding: 10px 14px !important;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    border-radius: var(--bcub-radius-sm);
    transition: var(--bcub-transition);
}

.navigation>li:hover>a,
.navigation>li.current>a {
    color: var(--bcub-blue-accent) !important;
    background: var(--bcub-blue-light);
}

/* Dropdown Menu Container & Overflow Prevention */
.navigation>li.dropdown>ul {
    position: absolute;
    top: 100%;
    left: 0;
    background: #ffffff !important;
    border-radius: var(--bcub-radius-md) !important;
    box-shadow: var(--bcub-shadow-lg) !important;
    border: 1px solid var(--bcub-border-color) !important;
    padding: 16px !important;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transform: translateY(10px);
    transition: opacity 0.25s ease, transform 0.25s ease, visibility 0.25s ease;
    z-index: 1000;
    margin: 0;
    max-height: 80vh;
    overflow-y: auto;
}

.navigation>li.dropdown:hover>ul {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: translateY(0);
}

/* Right-align dropdowns on rightmost nav items to prevent viewport overflow */
.navigation>li.dropdown.dropdown-right>ul {
    left: auto !important;
    right: 0 !important;
}

/* Specific Dropdown Width Layouts */
.dropdown-grid-loan {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 8px 12px;
    width: 680px;
    max-width: 85vw;
}

.dropdown-grid-services {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 8px 12px;
    width: 620px;
    max-width: 85vw;
}

.dropdown-grid-banking {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 8px 12px;
    width: 500px;
    max-width: 85vw;
}

.dropdown-grid-about,
.dropdown-grid-financials {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 8px 12px;
    width: 440px;
    max-width: 85vw;
}

.dropdown-grid-single {
    display: flex;
    flex-direction: column;
    gap: 4px;
    width: 220px;
}

.nav-dropdown-grid a {
    font-size: 0.85rem !important;
    font-weight: 600 !important;
    color: #334155 !important;
    padding: 8px 10px !important;
    border-radius: var(--bcub-radius-sm);
    transition: var(--bcub-transition) !important;
    display: flex;
    align-items: center;
    gap: 8px;
    white-space: normal;
    line-height: 1.3;
}

.nav-dropdown-grid a:hover {
    background: var(--bcub-blue-light) !important;
    color: var(--bcub-blue-accent) !important;
    transform: translateX(4px);
}

.nav-dropdown-grid a i {
    color: var(--bcub-blue-accent);
    font-size: 0.95rem;
    width: 18px;
    text-align: center;
    flex-shrink: 0;
}

/* Mobile Nav Toggle Button */
.mobile-nav-toggler {
    display: none;
    cursor: pointer;
    padding: 8px 12px;
    border: 1px solid var(--bcub-border-color);
    border-radius: 8px;
}

.mobile-nav-toggler .icon-bar {
    display: block;
    width: 22px;
    height: 2px;
    background: var(--bcub-navy-main);
    margin: 4px 0;
    border-radius: 2px;
}

/* Mobile Offcanvas Drawer */
.mobile-menu {
    position: fixed;
    top: 0;
    right: -100%;
    width: 300px;
    height: 100vh;
    background: #ffffff;
    z-index: 99999;
    box-shadow: -10px 0 30px rgba(0, 0, 0, 0.2);
    transition: right 0.35s ease;
    padding: 24px;
    overflow-y: auto;
}

.mobile-menu.menu-open {
    right: 0;
}

.mobile-menu .close-btn {
    position: absolute;
    top: 20px;
    right: 20px;
    font-size: 1.4rem;
    cursor: pointer;
    color: var(--bcub-navy-main);
}

/* --------------------------------------------------------------------------
   5. HERO BANNER CAROUSEL
   -------------------------------------------------------------------------- */
.custom-banner12 {
    position: relative;
    overflow: hidden;
    background: var(--bcub-navy-dark);
}

.carousel-item {
    position: relative;
    height: 500px;
    background: linear-gradient(135deg, var(--bcub-navy-dark), var(--bcub-navy-main));
    overflow: hidden;
}

.carousel-item img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    opacity: 0.75;
}

.carousel-item::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(4, 13, 26, 0.92) 0%, rgba(4, 13, 26, 0.45) 60%, transparent 100%);
    pointer-events: none;
}

.carousel-caption-custom {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    left: 8% !important;
    right: auto !important;
    z-index: 10;
    text-align: left !important;
    max-width: 580px;
    padding: 0;
    margin: 0;
}

.carousel-caption-custom h5 {
    font-size: 2.75rem !important;
    font-weight: 800 !important;
    color: #ffffff !important;
    line-height: 1.2;
    margin-bottom: 12px;
    letter-spacing: -0.5px;
}

.carousel-caption-custom p {
    font-size: 1.15rem !important;
    color: #e2e8f0 !important;
    margin-bottom: 24px;
}

/* Theme CTA Buttons */
.theme-btn.btn-one {
    background: linear-gradient(135deg, var(--bcub-blue-accent), #2563eb) !important;
    color: #ffffff !important;
    border-radius: var(--bcub-radius-full) !important;
    padding: 12px 28px !important;
    font-weight: 700 !important;
    font-size: 0.9375rem !important;
    letter-spacing: 0.3px;
    box-shadow: var(--bcub-shadow-glow) !important;
    transition: var(--bcub-transition) !important;
    border: none !important;
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.theme-btn.btn-one:hover {
    transform: translateY(-2px) !important;
    box-shadow: 0 12px 28px rgba(29, 78, 216, 0.5) !important;
    background: linear-gradient(135deg, var(--bcub-blue-hover), var(--bcub-blue-accent)) !important;
    color: #ffffff !important;
}

/* --------------------------------------------------------------------------
   6. ABOUT INSTITUTION & LIVE ANNOUNCEMENTS
   -------------------------------------------------------------------------- */
.about-style-two {
    background: #ffffff;
}

.estd-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(29, 78, 216, 0.08);
    color: var(--bcub-blue-accent);
    padding: 6px 16px;
    border-radius: var(--bcub-radius-full);
    font-weight: 700;
    font-size: 0.8125rem;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 12px;
}

.trust-highlight-box {
    background: linear-gradient(135deg, #eff6ff, #dbeafe);
    border-left: 4px solid var(--bcub-blue-accent);
    padding: 16px 20px;
    border-radius: 0 var(--bcub-radius-md) var(--bcub-radius-md) 0;
    margin: 20px 0;
    font-weight: 600;
    color: var(--bcub-navy-main);
    font-size: 0.95rem;
}

.custom-list-item {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    padding: 0;
}

.custom-list-item li {
    position: relative;
    padding-left: 26px;
    font-weight: 600;
    color: #334155;
    font-size: 0.9375rem;
}

.custom-list-item li::before {
    content: '✓';
    position: absolute;
    left: 0;
    top: 2px;
    width: 18px;
    height: 18px;
    background: #d1fae5;
    color: #059669;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 10px;
    font-weight: 800;
}

/* News Marquee Feed Box */
.card-block-one .inner-box {
    background: #ffffff !important;
    border-radius: var(--bcub-radius-lg) !important;
    box-shadow: var(--bcub-shadow-md) !important;
    border: 1px solid var(--bcub-border-color);
    padding: 24px !important;
}

.news-header-title {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding-bottom: 14px;
    border-bottom: 2px solid #f1f5f9;
    margin-bottom: 14px;
}

.news-header-title h3 {
    font-size: 1.15rem !important;
    font-weight: 700 !important;
    color: var(--bcub-navy-main);
    margin: 0;
    display: flex;
    align-items: center;
    gap: 8px;
}

.news-badge-live {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: #fee2e2;
    color: #ef4444;
    padding: 4px 10px;
    border-radius: var(--bcub-radius-full);
    font-size: 0.75rem;
    font-weight: 700;
}

.news-badge-live .pulse-dot {
    width: 8px;
    height: 8px;
    background-color: #ef4444;
    border-radius: 50%;
    animation: pulse-ring 1.5s infinite;
}

@keyframes pulse-ring {
    0% {
        transform: scale(0.95);
        box-shadow: 0 0 0 0 rgba(239, 68, 68, 0.7);
    }

    70% {
        transform: scale(1);
        box-shadow: 0 0 0 8px rgba(239, 68, 68, 0);
    }

    100% {
        transform: scale(0.95);
        box-shadow: 0 0 0 0 rgba(239, 68, 68, 0);
    }
}

.news-item {
    padding: 10px 12px;
    margin-bottom: 10px;
    background: #f8fafc;
    border-radius: var(--bcub-radius-sm);
    border-left: 3px solid var(--bcub-blue-accent);
    transition: var(--bcub-transition);
}

.news-item:hover {
    background: #f0f7ff;
    transform: translateX(4px);
}

.news-item b {
    color: var(--bcub-navy-main);
    font-size: 0.875rem;
    display: block;
    margin-bottom: 2px;
}

.news-item p {
    color: #64748b;
    font-size: 0.8125rem;
    margin: 0;
}

/* --------------------------------------------------------------------------
   7. HISTORY SECTION
   -------------------------------------------------------------------------- */
.history-section {
    background: var(--bcub-gray-bg);
}

.custom-history-image img {
    border-radius: var(--bcub-radius-lg);
    box-shadow: var(--bcub-shadow-md);
    border: 4px solid #ffffff;
    width: 100%;
    max-height: 380px;
    object-fit: cover;
}

.custom-history p {
    color: #475569;
    font-size: 0.95rem;
    margin-bottom: 14px;
}

/* --------------------------------------------------------------------------
   8. SERVICES & DEPOSITS CARDS GRID
   -------------------------------------------------------------------------- */
.news-block-two .inner-box,
.custom-card-block-one .inner-box {
    border-radius: var(--bcub-radius-lg) !important;
    overflow: hidden;
    box-shadow: var(--bcub-shadow-md) !important;
    border: 1px solid var(--bcub-border-color);
    transition: var(--bcub-transition) !important;
    background: #ffffff;
    height: 100%;
    display: flex;
    flex-direction: column;
}

.news-block-two .inner-box:hover,
.custom-card-block-one .inner-box:hover {
    transform: translateY(-6px) !important;
    box-shadow: var(--bcub-shadow-lg) !important;
    border-color: rgba(29, 78, 216, 0.3);
}

.news-block-two .image-box,
.custom-card-block-one .image-box {
    overflow: hidden;
    height: 200px;
    background: linear-gradient(135deg, var(--bcub-navy-main), var(--bcub-navy-light));
    display: flex;
    align-items: center;
    justify-content: center;
}

.news-block-two .image-box img,
.custom-card-block-one .image-box img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.5s ease !important;
}

.news-block-two .inner-box:hover .image-box img,
.custom-card-block-one .inner-box:hover .image-box img {
    transform: scale(1.08) !important;
}

.news-block-two .lower-content,
.custom-card-block-one .lower-content {
    padding: 20px;
    flex-grow: 1;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}

.news-block-two .lower-content h3,
.custom-card-block-one .lower-content h3 {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--bcub-navy-main);
    margin-bottom: 8px;
}

.news-block-two .lower-content p,
.custom-card-block-one .lower-content p {
    color: var(--bcub-text-muted);
    font-size: 0.875rem;
    margin-bottom: 16px;
}

/* --------------------------------------------------------------------------
   9. LOAN SERVICES TABS
   -------------------------------------------------------------------------- */
.service-style-two {
    background: linear-gradient(180deg, #ffffff 0%, var(--bcub-gray-bg) 100%);
}

.tab-btn-box .tab-btns {
    background: #e2e8f0;
    padding: 6px;
    border-radius: var(--bcub-radius-full);
    display: inline-flex;
    gap: 6px;
    flex-wrap: wrap;
    justify-content: center;
    margin-bottom: 40px;
}

.tab-btn-box .tab-btns li {
    border-radius: var(--bcub-radius-full) !important;
    padding: 10px 22px !important;
    font-weight: 700 !important;
    font-size: 0.875rem !important;
    color: #475569 !important;
    transition: var(--bcub-transition) !important;
    cursor: pointer;
}

.tab-btn-box .tab-btns li.active-btn {
    background: var(--bcub-blue-accent) !important;
    color: #ffffff !important;
    box-shadow: 0 4px 14px rgba(29, 78, 216, 0.35);
}

.tabs-content .tab {
    display: none;
}

.tabs-content .tab.active-tab {
    display: block;
    animation: fadeIn 0.35s ease-in-out;
}

@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(8px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.content_block_four h2 {
    font-size: 1.85rem;
    font-weight: 800;
    color: var(--bcub-navy-main);
    margin-bottom: 14px;
}

.custom-loan-image img {
    border-radius: var(--bcub-radius-lg);
    box-shadow: var(--bcub-shadow-md);
    max-height: 340px;
    width: 100%;
    object-fit: cover;
}

/* --------------------------------------------------------------------------
   10. COUNTER & STATS SECTION
   -------------------------------------------------------------------------- */
.funfact-style-two {
    background: linear-gradient(135deg, var(--bcub-navy-dark), var(--bcub-navy-main));
    padding: 60px 0;
    color: #ffffff;
}

.funfact-block-one .inner-box {
    background: rgba(255, 255, 255, 0.08) !important;
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1px solid rgba(255, 255, 255, 0.15) !important;
    border-radius: var(--bcub-radius-lg) !important;
    padding: 30px 20px !important;
    text-align: center;
    transition: var(--bcub-transition);
}

.funfact-block-one .inner-box:hover {
    background: rgba(255, 255, 255, 0.15) !important;
    transform: translateY(-4px);
}

.count-outer {
    font-size: 2.75rem;
    font-weight: 800;
    color: #ffffff;
    margin-top: 6px;
}

.funfact-block-one p {
    color: #cbd5e1;
    font-size: 1rem;
    font-weight: 600;
    margin: 0;
}

/* --------------------------------------------------------------------------
   11. FOOTER
   -------------------------------------------------------------------------- */
.main-footer {
    background: var(--bcub-navy-dark) !important;
    color: #94a3b8;
    padding-top: 60px;
}

.footer-widget h2 {
    font-size: 1.15rem;
    font-weight: 800;
    color: #ffffff;
    line-height: 1.4;
}

.footer-widget h4 {
    color: #ffffff;
    font-weight: 700;
    font-size: 1.05rem;
    position: relative;
    padding-bottom: 10px;
    margin-bottom: 20px;
}

.footer-widget h4::after {
    content: '';
    position: absolute;
    left: 0;
    bottom: 0;
    width: 36px;
    height: 3px;
    background: var(--bcub-blue-accent);
    border-radius: 2px;
}

.footer-widget .links-list li {
    margin-bottom: 8px;
}

.footer-widget .links-list li a {
    color: #cbd5e1;
    font-size: 0.875rem;
    transition: var(--bcub-transition);
}

.footer-widget .links-list li a:hover {
    color: #60a5fa !important;
    padding-left: 4px;
}

.footer-bottom {
    background: #020914 !important;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding: 20px 0 !important;
    text-align: center;
    margin-top: 40px;
}

.footer-bottom p {
    font-size: 0.8125rem;
    margin: 0;
}

/* Scroll To Top Floating Button */
.scroll-to-top {
    position: fixed;
    bottom: 24px;
    right: 24px;
    width: 44px;
    height: 44px;
    background: var(--bcub-blue-accent) !important;
    color: #ffffff;
    border-radius: 50% !important;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    box-shadow: 0 6px 20px rgba(29, 78, 216, 0.4) !important;
    z-index: 999;
    transition: var(--bcub-transition);
}

.scroll-to-top:hover {
    transform: translateY(-3px);
    background: var(--bcub-blue-hover) !important;
}

/* --------------------------------------------------------------------------
   12. RESPONSIVE MEDIA QUERIES
   -------------------------------------------------------------------------- */
@media (max-width: 1200px) {
    .dropdown-grid-loan {
        width: 620px;
        grid-template-columns: repeat(3, 1fr);
    }

    .dropdown-grid-services {
        width: 520px;
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 991px) {
    .navigation {
        display: none;
    }

    .mobile-nav-toggler {
        display: block;
    }

    .carousel-caption-custom h5 {
        font-size: 1.85rem !important;
    }

    .carousel-item {
        height: 380px;
    }

    .custom-list-item {
        grid-template-columns: 1fr;
    }

    .nav-dropdown-grid {
        width: 100%;
        grid-template-columns: 1fr;
    }
}

@media (max-width: 576px) {
    .sec-title h2 {
        font-size: 1.6rem;
    }

    .carousel-caption-custom h5 {
        font-size: 1.4rem !important;
    }

    .carousel-caption-custom p {
        font-size: 0.9rem !important;
    }

    .tab-btn-box .tab-btns {
        flex-direction: column;
        width: 100%;
    }
}